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老爸送5間房！暗爽不用努力了…下秒他跌到地獄
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記者蔡佩蓉／台北報導
許多人羨慕擁有富爸媽，就有機會繼承房產，達到「不想努力了」的階段，只是未必每個人繼承房產都能開心。資深地政士就分享最近的案例，老爸往生，留下五間房子給兒子，結果老爸生前負債，其中兩間被銀行查封，兒子還得想辦法湊現金清償欠款，才能撤銷查封。
新北市地政士公會公共關係主委鄭文在指出，最近客戶詢問，爸爸走了，留下五間房子，可以先辦理三間過戶，再辦理其他兩間嗎？深入瞭解後，才曉得，老爸經商時有一些債務問題，所以有二間房子當時已被銀行查封，但是整體來說，遺產大於負債很多倍，只是短時間要取得一筆現金去撤銷查封登記。
鄭文在說，且辦理過戶有實際上的困難，所以兒子打算先繼承未被銀行查封的三戶房子，並評估賣掉其中一間就可還清銀行欠款，辦理撤銷查封後，再辦理剩下兩戶房屋的繼承。
鄭文在後來仔細分析該案發現，雖然房屋現況被銀行查封登記，但仍可順利辦理繼承過戶，不需要先去銀行還款，只是辦理過戶後，原來的查封登記仍存在登記簿謄本上，若要自由處分，還是要先撤銷查封後，才可以自由的賣給第三人。
他表示，查封雖然限制了所有權人的處分權利，但是當繼承發生時，因為繼承是事實行為，非法律行為，所以過戶的權利並沒有被剝奪，因此繼承者可以先將五間房屋一併繼承完成，讓沒查封的房屋待價而沽，賣得好價錢，再去清償查封中的房屋。
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