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ETF配息「現金流太虛」難退休？內行揭「月月領4萬」關鍵：根本不用擔心
發布時間：2024/10/23 15:09:41
更新時間：2024/10/23 15:09:41
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財經中心／郭嘉柔報導
許多人都嚮往著不看老闆、上司臉色的生活，將目標訂在財富自由，因此會趁有固定收入時，將閒錢投入股海，從中賺取配息，希望有朝一日靠股票維生。近期有人在知名論壇分享，自己擁有每月4萬的固定配息，萌生辭職念頭，雖有人贊成但也有人不支持。對此，有一名網友發文點評「雖然是穩定現金流，但深究起來其實蠻虛的。」，不過也有網友替他試算，每月配息達4萬，等於本金高達1000萬，其實根本不必擔心經濟問題。
貼文曝光後，隨即吸引大票人熱議表示，「住家裡=多半不自由，這樣只是躺平仔一個而已」、「才4萬…在高通膨下，有家庭你就算月收3倍都顯得不足」、「才4萬，至少也要10萬才有考慮的空間」、「這配息在市場萎靡的情況下不知道得打幾折，敢退只能respect然後等著看笑話了」、「我月領6萬以上的配息都不敢辭職了。」。
不過也有人精算後發現其實對方的本金早已累積到1千萬，「每月領3-6萬最少一千萬以上本金進去」、「有現金1千萬還會在意要不要工作嗎」、「33歲有1000萬本金，別為這種人瞎操心了」、「月領4萬，本金還有1000萬，至少可以挑工作了」、「人家那個工作還可以月四萬配息，家裡一定很有錢，不用替他擔心。」。
