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夫妻年薪200萬她想信貸「買1400萬房」 網見存款數字：有點抖
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財經中心／李明融報導
現今要買一間屬於自己的房子越來越不容易，有網友表示她和老公年薪合計約200萬，不過存款只有100萬，近期想買一間1400萬的檬子，因此決定像銀行信貸170萬，利息2.1%，並詢問廣大鄉民，「如果這樣安排，會有房貸無法下來的風險嗎？」。
貼文一出，引發網友熱議，「月付6萬，只有房貸而已，銀行過的可能性有，後面還一堆雜費沒算，信貸完也只剛好夠頭期，裝潢家具自己要拿捏，自己有多少能力自己最知道」、「做好金流管控，別入不敷出，可以撐得過去拉」、「不含獎金年收200萬，除非工作不穩，否則很輕鬆吧」。也有網友看到兩人在這樣高薪的情況下，現今只有100萬元，貸款上可能會有點緊，「自備款太少了吧，看得很抖，今年要升息，你不知道會」、「仲介費、代書政府規費、搬家不知道有沒有算？」、「反正你信貸審核已過，房貸過不過看銀行，別人不能通靈，剩下的就努力存錢省吃儉用了」。
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